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SAMPLE MATTER

A sample matter, from bundle to opinion.

Follow one made-up title matter through LegalOpine: a 212-page scanned bundle for a residential plot, and a bank that needs a title opinion before it lends.

Join early access Due Diligence & Title

The brief

Is the title to Sy. No. 112/3 clear and marketable?

A bank has sanctioned a home loan on a residential plot and needs your title opinion before it releases the money. The borrower's documents come in as one scanned bundle of 212 pages, in Telugu and English. Every name, number and date on this page is made up.
  1. Client

    The lending bank, through its legal department.

  2. Property

    A residential plot in Sy. No. 112/3, on the outskirts of a city.

  3. Documents

    One 212-page scan: deeds from 1978 to 2021, encumbrance certificates, pahani extracts and a mortgage.

  4. Asked for

    An opinion on title, and the list of documents to be deposited with the bank.

THE WALKTHROUGH

What happens, step by step.

  1. Upload

    The junior drags the 212-page scan into the matter. It uploads with its own progress bar, and its fingerprint is recorded.

  2. Read

    Each page is read in Telugu and English. The file shows how many pages are done, and when the rest are expected.

  3. Split

    LegalOpine suggests the scan holds 18 documents. The junior adjusts one page range and accepts the rest.

  4. Link

    The deeds line up from 1978 to 2021. The seller in 2009 is not the buyer of 1994 — a chain break.

  5. Check

    The pahani names an earlier holder, not the current owner, and a 2009 mortgage has no release on file.

  6. Draft

    With the findings reviewed, the advocate asks for a draft. It arrives in the chambers' own style, every fact linked to its page.

THE FINDINGS

What the advocate reviews.

On the 2009 sale deed, the risk rules raise three findings, each with its page and the words that raised it. The advocate confirms two and dismisses the third — which stays on record and never comes back.

  • Mortgage, no release on file — confirmed
  • Executed through a power of attorney — confirmed
  • Legal heir reference — dismissed, kept on record

The opinion

A draft opinion, with its requisitions.

The draft sets out the chain of title, notes the break between 1994 and 2009, and calls for the missing link document, a current pahani and the release of the 2009 mortgage before the title can be called clear. Each fact in it links to its page in the bundle. The advocate edits two paragraphs, exports the opinion on the chambers' letterhead, signs it and sends it to the bank.
How drafting works

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